Selecting the right motorcycle insurance plan in Malaysia consists of assessing a number of things, together with protection choices, rates, customer care, and additional benefits made available from distinct insurers. This manual compares many of Malaysia's best motorcycle coverage suppliers to assist you make an informed final decision that fulfills your riding desires and price range.
1. Allianz Malaysia Berhad
Protection Alternatives: Allianz Malaysia offers detailed coverage solutions customized to protect both of those riders and their motorcycles. Their procedures usually involve:
Third-Party Legal responsibility: Covers damages and accidents triggered to others in a mishap.
Personal Destruction: Addresses repair or alternative expenses for your bike as a result of accidents, hearth, or theft.
Individual Incident: Offers payment for bodily damage or Demise resulting from an accident.
Supplemental Rewards: Roadside aid, health care expenses, and a lot more.
Premiums and Discount rates: Allianz Malaysia offers aggressive premiums with chances for reductions based upon Secure riding documents, several insurance policies, and membership affiliations.
Customer Service: Noted for efficient statements processing and good buyer support.
2. AXA Affin Typical Insurance policy Berhad
Protection Choices: AXA Affin presents flexible motorbike insurance strategies with in depth coverage, which include:
Third-Social gathering Legal responsibility: Addresses lawful liabilities for bodily injury or house harm to Other people.
Individual Damage: Addresses maintenance expenses in your motorcycle in mishaps, theft, or pure disasters.
Individual Incident: Presents coverage for accidental Demise or bodily personal injury.
Rates and Bargains: AXA Affin offers aggressive rates and reductions for Risk-free riders, loyalty courses, and bundling policies.
Customer support: Trusted customer service which has motorbike insurance a user-pleasant promises process and 24/7 assist.
three. Etiqa Insurance coverage Berhad
Coverage Selections: Etiqa offers motorcycle insurance policies designs designed to safeguard riders comprehensively, which include:
3rd-Celebration Liability: Coverage for authorized liabilities arising from incidents.
Own Harm: Safety from maintenance or replacement fees on your bike.
Personal Accident: Coverage for accidents or Dying ensuing from accidents.
Further Positive aspects: Roadside guidance, medical costs, and loss of equipment.
Rates and Bargains: Etiqa provides competitive premiums with special discounts for Safe and sound riders, multi-plan holders, and more.
Customer Service: Known for responsive customer support and productive statements managing.
four. Liberty Insurance Berhad
Coverage Choices: Liberty Insurance policy delivers bike insurance plan designs with a range of coverage choices, which includes:
3rd-Occasion Liability: Coverage for legal liabilities resulting from mishaps.
Very own Hurt: Addresses mend expenditures in your bike as a consequence of incidents or theft.
Personal Accident: Provides compensation for bodily personal injury or Demise resulting from mishaps.
Premiums and Special discounts: Competitive premiums with special discounts accessible for Risk-free riders, coverage renewals, and loyalty packages.
Customer support: Liberty Insurance policies is identified for exceptional customer support and prompt statements settlement.
five. Zurich Standard Insurance policies Malaysia Berhad
Protection Solutions: Zurich Malaysia presents in depth bike coverage designs with the subsequent protection selections:
3rd-Social gathering Liability: Addresses legal liabilities for bodily damage or property damage to others.
Own Destruction: Handles repair service or alternative charges on your motorbike as a result of accidents, theft, or fire.
Personal Incident: Delivers protection for accidental Demise or bodily damage.
Premiums and Discounts: Aggressive rates with savings for Risk-free riders, multi-coverage holders, and promotional provides.
Customer Service: Zurich Malaysia features trusted customer support with an easy claims procedure and 24/seven guidance.